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Thousands of men and women meet online every day and while online dating has expanded the dating universe like never before; a few bad guys fly under the radar and attempt to scam innocent people.

Indeed, for online purveyors of love, business is booming.

The identity thief uses the victim's identity for personal gain and this leads to identity fraud.

They make use of personal information such as bank account details, social security or tax file numbers, credit card details or any other financial account information for their personal benefit.

For example, this year I am pushing expenses into this year and income into next year. If you want to lower your business tax bill this year, pre-pay insurances, mortgages, and loans to increase your expenses.

End of the tax year expense and income timing applies in several financial areas, including payroll taxes, gifts and donations, and credit card payments. Discuss timing ideas with your tax advisor before you commit to them.

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To put it simply, when someone steals or attempts to steal your identity it is known as identity theft.

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  1. Using a trial and error approach can help any student fine tune what type of structure and organization works best for them, but there are few general basics.